BTC% has a minimum term of 3 months and rates offered will be in force until Jan 1st, 2022. A 5% fee for early redemption will apply if a BTC withdrawal request is made from the deposited amount, before the 3 months minimum term has lapsed. No further fees or penalties after the 3 months minimum term.  The 3 months minimum term will reset each time a new deposit is made to your BTC% account. Terms and Conditions apply